Welcome To EXCEL CREDIT CONSULTING
Fastest Growing Credit Repair Services Company
EXCEL CREDIT CONSULTING will improve your credit by removing inaccurate and negative items that are hurting your score.
About Us
Who We Are
Are you looking for a financial agency that can get your credit score back? Unlike other credit repair companies, we offer a full credit repair service. We work on all three credit bureaus and we target all of your negative accounts. Our approach to credit repair is uniquely built around what we know works… and what we know doesn’t work.
We also help entrepreneurs build and leverage business credit to increase revenue and accelerate their businesses growth.
As easy as 1, 2, 3, 4, 5!
How It Works
Step 1
Speak with an expert
Phone consultation to answer all your questions and to ensure our services will benefit your unique situation, and not waste your time!
Step 2
Get the show on the road
Signing up takes minutes; we only need a few pieces of info and a credit report from each Bureau to start.
Step 3
Client enrollment
After your consultation, you will begin the onboarding process with our company and set up your client portal.
Step 4
Credit Analysis
Once your client portal is set up, you will order your credit report so we can begin creating a credit analysis.
Step 5
Challenges Sent
Once we finish the above steps, we will then send your challenges, via certified mail and we will start getting responses and results in the first few weeks.
How we can help you
What We Offer
We specialize in the entire process of credit repair. Our team of reputable, FICO-certified
credit experts will work diligently on your behalf to have the following items removed from
your credit report with all three credit bureaus (TransUnion, Equifax, and Experian):
Collections
Credit Inquiries
Bankruptcies
Reposessions
Child Support
Charge-Offs
Tax Liens
Public Records
Foreclosure
Jugdements
Late Payment
Medical Bills
Here's what you might be wondering
Frequently Asked Questions
Yes, credit repair is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed.
Contrary to what credit bureaus want you to believe, credit repair does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.
Once you complete the sign-up process, we will begin working on your credit report to remove any inaccurate information. The program also provides you with the information you need to keep working on raising your credit score.
Most people find a period of at least three months is necessary while some stay in for up to six months to effectively increase their score.
You can expect to see results in as little as 30 days, with it taking up to 90 days in some cases.
We have had success with removing student loans, medical bills, repossessions, Foreclosures and more within a short amount of time for our clients.